The term Phishing (pronounced fishing) is the most effective way hackers can gain access to your personal information. It comes in all shapes and sizes. You can be redirected to the wrong website by clicking the wrong link, and suddenly a Trojan horse is planted on your computer. There are even advanced attacks that will seem as if an email is coming from a known friend or relative, and the attachment is a picture that contains a virus. According to a Global Phishing Survey by the Anti-Phishing Working Group (APWG), in just six months of 2014, there were 124,000 unique phishing attacks worldwide.
CryptoWall or Information Ransoming There is now programs called ransomware that makes computers unusable until the victim pays the criminal who infected their computer a monetary sum to unlock the machine. There is also no guarantee that it will only happen once.